Refinancing your mortgage will give you the advantage of treating a single loan payment instead of, say, a couple of credit card debts and your mortgage.

With new bankruptcy on your record, you're bound to be stuck paying a higher interest rate.

Before you decide to refinance, make sure you carefully consider all aspects of the new mortgage and make sure that you have a better deal than your previous one.

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By refinancing you can also put you in a better financial situation in 3 different ways.
Take the benefits of refinancing into account if you do not intend to repay your loan sooner.

Mortgage brokers have access to mortgage programs and odd multiplicity to help get qualified family to buy them.